Debt Recovery in Christchurch

Specialist construction and commercial property debt collection for Christchurch businesses — no upfront fees, fast results.

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Christchurch construction site with cranes and subcontractors working

Construction Debt Recovery

Christchurch’s construction industry has been one of the most active in New Zealand since the rebuild. With high volumes of residential and commercial projects comes a high volume of payment disputes — and subcontractors and tradespeople are often the ones left waiting to be paid. Commercial Collections specialises in recovering construction debts for Christchurch builders, subcontractors and trades, including: Unpaid invoices from subdivisions in Selwyn and wider Canterbury Retention disputes on CBD commercial builds Variations and disputed progress claims Pay-when-paid and slow-pay head contractors We charge commission on recovered amounts only, and with the right terms and conditions in place we pursue recovery of this cost from the debtor wherever possible.

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Modern Christchurch commercial property with office and retail tenants

Commercial Property Debt Recovery

Christchurch’s commercial property market has been reshaped by the rebuild, with new office, retail and industrial stock across the city. When tenants default on rent or breach lease terms, landlords need fast, decisive action. We act for Christchurch landlords, property managers and body corporates to recover: Rent arrears from retail and office tenants in the CBD and suburbs like Riccarton and Addington Outgoings and operating expenses Make-good and damage claims at lease end Shortfalls after termination or eviction We focus on practical, commercial outcomes that protect your cash flow and enforce your rights under the lease.

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How does debt recovery work?

Contact us

Get in touch for a free, no-obligation consultation. We'll assess your situation and explain exactly how we can help recover what you're owed.

Gather your documents

Send us your invoices, contracts, and terms and conditions. The more documentation you have, the stronger your position for recovery.

Leave it to us

We handle the entire recovery process with regular updates. From negotiation through to legal action if needed — you focus on your business while we get you paid.

What our clients say

Awesome service. Great communication and excellent results delivered for us. Highly recommend!

Commercial Collections recently retrieved 2x unpaid invoices from 2 separate clients, one from over 24 months ago and the other after they went into liquidation. They were extremely knowledgeable and easily explained the complicated process. One of the cases went to adjudication, which also included a counter claim response. This was no issue for the team at all. I highly recommend Commercial Collections!

Commercial Collections is exceptional to deal with. Extremely knowledgeable and we felt our situation was safe in their hands. We will definitely use them for anything else in the future should we need to.

Commercial Collections has done a great job in recovering some funds for us. Highly recommend their service.

I have used Commercial Collections for two different businesses, and they are awesome to deal with. Extremely knowledgeable, efficient, patient, and helpful — assisting with getting our invoices and terms and conditions up to scratch, and recovering payments from overdue customers. We will definitely continue to use their services in the future. Highly recommended.

I had an excellent experience with Commercial Collections. Their team was professional, respectful, and extremely efficient throughout the entire process. They communicated clearly, kept me informed every step of the way, and handled everything with integrity. The guy who doesn't want to pay my invoice paid my invoice plus default interest plus collection fees. I highly recommend Commercial Collections to anyone looking for a reliable and effective debt collection company.

I needed a debt recovery and I contacted Commercial Collections. They were pedantic and didn't stop until they recovered my debt. I would highly recommend their services to anyone who has the misfortune to have to deal with a customer who decides they don't want to pay your invoice. A1 service!

Commercial Collections has been amazing to work with. They've helped us not only with debt collection but also taught us a lot about improving our processes. Like making sure invoices and T&Cs have all the right details. Their knowledge and support have been invaluable. Totally recommend if you're looking for expert help with collections!

Christchurch's specialist debt recovery agency for trades and property businesses